VA-Veterans Administration are great loans to use as your source if you are currently serving or retired military. With the VA program, you can achieve 100% financing. This means there is little no expense out of pocket. Typically the buyer will pay their own portion of closing costs when using a VA Mortgage.

FHA- Federal Housing Association are also great loans to use as your first home loan when down payment funds are limited. With FHA, you can have as little as 3.5% as a down payment to enter the housing market.

Your loan professional at Integrated Lending Group can guide you on the best loan product for your situation.