A stated income mortgage is one that is qualified with the borrower stating their income. This type of mortgage requires excellent credit, typically 760+ credit scores as well as a large percentage of equity and large reserve assets such as cash in the bank, IRA’s, 401K’s and brokerage accounts.

We Specialize in Mortgages for Self-Employed Borrowers, High Liquid Net Worth Borrowers & Real Estate Investors.

Are you Self-Employed, and are in need of a Bank Statement or a Stated Income Loan?

Do you have a good amount of liquid assets, or an investor and looking for a purchase or cash-out refinance?

Contact Us.

Our programs available for Self Employed borrowers include:

• No Tax Returns or 4506T transcripts required
• 1/12/24 months of business or personal bank statements
• Low fixed rates up to 90% Loan to value with no MI
• 40 year terms with interest only payment options
• No Prepayment penalties

If you are currently looking to refinance or purchase and are self-employed, contact us today!

Integrated Lending Group is your California self-employed loan specialist, our mortgage rates are the lowest !

With over 20 years of experience and hundreds of 5 star reviews – Contact Us now