Jumbo Mortgages are mortgages that exceed the national or local county mortgage limits. Currently the FHFA has loan limits set at $548,250 for most all areas. For higher cost areas like Los Angeles, Orange and a host of other counties in California, the limit is up to $822,375.

Jumbo Mortgages have more qualifying criteria which usually consist of higher credit scores, lower debt ratios and reserve asset requirements.

Your loan officer at Integrated Lending Group can give you all the details as criteria on Jumbo Mortgages differ from one loan amount to another.